UIC pledges to settlaIGI Auto Cover plan offers comprehensive insurance coverage of your car with a guarantee of claim settlement within 15 days. This direct settlement car insurance plan from IGI at your own choice of workshop covers nearly all types of insurance risk which any other company can offer. Coverage include accidental damage, fire, burglary or theft, Riot & strike, flood, earthquake, terrorism and third party legal liability.e all theft and total loss Claims within 30 days after reporting/submission of mandatory documents.